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  • Benefits
  • Related Costs
  • Features
  • How to apply
  • Faq's

The personal accident insurance has been designed to address the Companies following needs:

  • ​Protect the Employees from unpexpected accidents that can happen everyday;
  • Increase Employees' satisfaction and loyalty to the Company;
  • Fast resoluion turnover in case of accident;
  • Accumulation with other insurances.
  • Exemple

    Insurance for an Employee in option A:

     

    Capital Option

    Coverages

    A 

    B 

    C 

    D 

    MITP (1) 

    150.000,00 MT 

    300.000,00 MT 

    750.000,00 MT 

    1.5000.000,00 MT 

    DTR (2) 

     15.000,00 MT 

     30.000,00 MT 

    50.000,00 MT 

          50.000,00 MT 

    DF (3) 

      7.500,00 MT 

     15.000,00 MT 

    37.500,00 MT 

          50.000,00 MT 

    ITHSI (4) 

        150,00 MT 

         300,00 MT 

       750,00 MT 

           1.500,00 MT 

    ITHCI (5) 

        300,00 MT 

         600,00 MT 

    1.500,00 MT 

           3.000,00 MT 

    … From 99,19 MT/month.

    1 – MDeath or permanent handicap;

    2 – Treatment expenses and return to Mozambique;

    3 – Funeral Expenses;

    4 – Temporay handicap due to treatment at the hospital (normal services);

    5 - Temporay handicap due to treatment at the hospital (intensive care services).

    The first payment includes a startup fee of MZN 30,00 MT + legal taxes.

     

     

     

    Age LimitatioIdade Limite de Subscrição

    Clientes from Millennium bim from 15 to 65 years old.

    Main Coverages

  • ​Death
  • Total and permanent handicap

  • Optional Coverages

    •    Hospital treatment, with or without intensive care;
    •    Treatment expenses and travel back to Mozambique;
    •     Funeral Expenses.

     

    Please visit any of the Bank's Branch, or contact your Relationship Manager.

    Co-payment

    When existing, this is the value that the insured entity will alway have to pay in case of accident. Above the amount and up to the agreed coverage, the insurer will pay.