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A car is a precious asset and we help you take care of it with an insurance offer (mandatory by law) suited to your needs.


​Car Insurance

Solutions with excellent service and insurance coverage and the most interesting is the possibility to obtain attractive discounts.

  • ​​Simplicity in underwriting and contracting;
  • Product with attractive price adjusted to the characteristics of the driver and  vehicle;
  • Speed and efficiency in the regularization of accident claims processes. 

The Automobile Insurance Premium varies on the insurance coverage and the respective capital option.

Fleet Insurance

We know that your company's fleet is relevant to the smooth running of your business. Protect your fleet at the best price, taking advantage of the benefits we have to offer:

  • Easy management of all vehicles since they are all included in the same policy;​
  • Money saving, since a single insurance covers many vehicles. 

 Mandatory Coverage

Coverage

Capital option (MZN)

Civil Responsibility (damage to third-parties)

300.000  

1.000.000  

2.500.000 

5.000.000  

10.000.000 

 

Car Occupants

Capital (MZN) (Per passenger)

A 

B 

C 

D 

E 

F 

G 

Death or permanent disability

300.000

40.000

60.000

100.000

200.000

300.000

500.000

Medical and hospital expenses

3.000

4.000

6.000

10.000

20.000

30.000

50.000

Funeral expenses

1.500

2.000

3.000

5.000

7.500

10.000

15.000

 

Optional Coverages 

Own Damages 

Co-payments 

CCC 

IRE 

FN 

QIV 

FR 

CCC 

IRE 

FR 

FN 

Vehicule value – To be identified by the owner of the vehicle​

15% over the accident values with a minimum of 1,5% over the insurance value.


CCC - Impact, Collision and Rollover;

IRE - Fire, Lightning and Explosion;

FN – Natural phenomena;

FR – Theft and Robbery; 

QIV - Broken glasses.


 

 

By subscribing to a Car or Fleet Insurance, the following risks are insurable:

  • ​Automobile Civil Responsibility: Compulsory insurance by law, ensures compensation to third parties for damages caused from the insured vehicle;
  • Own Damages: Coverage of damage to the insured vehicle.​

  • Base Coverage

  • ​​Automobile Civil Responsibility: Compulsory insurance by law;

  • Complementary Coverages

  • ​Impact, collision and rollover (CCC);
  • ​Fire, lightning or explosion (IRE);​
  • Nature phenomena (FN);
  • Theft and robbery (FR).
  • Car occupants: 
  •       o  Death or permanent disability coverage;

          o  Medical, hospital and funeral expenses. 

  • ​Broken glasses (QIV).


  • If you wish to apply for a Car Insurance or to subscribe to a Fleet Insurance, you can go to your Millennium bim branch, contact your Manager or contact us through the following numbers:

    +258 21 35 00 35;

    +258 823 500 350;

    +258 843 500 350;

    +258 863 500 350.

    ​​